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The Woodville Republican
Woodville, Mississippi
December 17, 2015     The Woodville Republican
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December 17, 2015

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The Woodville Republican, Thursday, December 17, 2015 Page 7A While online banking is ex- tremely convenient and easy- to-use, it also comes with various security risks. The online world is swarming with hacking and phishing attempts from hackers try- ing to break into another per- son's financial account, steal their information and, sub- sequently, all of their money. Therefore, every person who regularly uses some form of online banking should be alert to possible vulnerab'fli- ties in this system and know the ways to prevent hackers from getting hold of their . banking information. With mobile banking be- ing one of the fastest-grow- ing trends in the financial sector, BBB urges consum- ers to take precautions to keep their money safe, including installing anti- virus software on phones. Users should take many of the same precautions they would when banking online with a personal computer. "Mobile banking offers con- veniences that many busy peo- ple find attractive," said John (YHara, CEO of Better Busi- ness Bureaus erring sippi. "This is why consumers need to be careful and avoid common mistakes, especially ff they lose their phones." The Federal Reserve states that over 39% of adults with mobile phones and bank accounts reported using mobile banking--an increase from the 33% a year earlier. Without tak- ing precautions, many us- ers could be opening them- selves to potential fraud. BBB urges consumers to: 1. Install antivirus appli- cations on your mobile de- vice to protect yourself from viruses or malware when you download other appli- cations and content. 2. Keep your passwords, personal information and bank account numbers pri- vate. Don't share them with anyone unless you initiate the contact and know you are dealing with your bank or its mobile application. 3. Don't save passwords, personal identification numbers (PIN), answers to secret questions or account numbers on your device. Make sure you use strong passwords, which include numbers or symbols in ad- dition to letters. 4. Set your phone or other mobile devices to require a password when they are powered up. Never set the device to automatically log in to your bank account. 5. Don't respond to text messages asking for your banking information. As- sume that any unsolicited text message is fraud. Your bank will not contact you by sending a text message. 6. Notify your mobile ser- vice provider and your bank if your phone is lost or stolen. Check with BBB First. We have a myriad of reports on online companies, but even if the company you are considering isn't listed on our .website, we can give you industry tips to help you make a decision. To find reputable companies or contractors, consumers can contact BBB at 601-398- 1700 or Agriculture Secretary Tom Vilsack today remind- ed farmers and ranchers that the next general en- rollment period for the Con- servation Reserve Program (CRP) began Dec. 1, 2015, and ends on Feb. 26, 2016. December 2015 also marks the 30th anniversary of CRP, a federally funded program that assists agri- cultural producers with the cost of restoring, enhanc- ing and protecting certain grasses, shrubs and trees to improve water quality, pre- vent soil erosion and reduce loss of wildlife habitat. As of September 2015, 24.2 million acres were enrolled in CRP. CRP also is protecting more than 170,000 stream miles with riparian forest and grass buffers, enough to go around the world 7 times. For an interactive tour of CRP suc- cess stories from across the U.S., visit www.fsa.usda. gov/CRPis30, or follow on Twitter at #CRPis30. "Over the past 30 years, Joy lo lhe World Blessinus and to y0u our customers aad Iriends al Christmas! Woodville Bright holiday wishes to the best people around: our friends and customers! We wish you all the best at this special time of year. Thanks for choosing us. We appreciate your business! Nana's Guest Showroom Antiques ® HILIDA Hwy. 61 N Woodville farmers, ranchers, conser- vationists, hunters, fish- ermen and other outdoor enthusiasts have made CRP one of the most suc- cessful conservation pro- grams in the history of the country," said Vilsack. "Today, CRP continues to make major environmen- tal improvements to wa- ter and air quality. This is another longstanding example of how agricul- tural production can work hand in hand with efforts to improve the environ- ment and increase wildlife habitat." Participants in CRP es- tablish long-term, resource- conserving plant species, such as approved grasses or trees (known as "cov- ers") to control soil erosion, improve water quality and develop wildlife habitat on marginally productive agricultural lands. In re- turn, FSA provides partici: pants with rental payments and cost-share assistance. At times when commod- ity prices are low, enrolling sensitive lands in CRP can be especially attractive to farmers and ranchers, as it softens the economic hard- ship for landowners at the same time that it provides ecological benefits. Con- tract duration is between 10 and 15 years. The long- term goal of the program is to re-establish native plant species on marginal agri- cultural lands for the pri- mary purpose of preventing soil erosion and improving water quality and related benefits of reducing loss of wildlife habitat. Contracts on 1.64. mil- lion acres of CRP are set to expire on Sept. 30, 2016. Producers with expiring contracts or producers with environmentally sensitive land are encouraged to evaluate their options un- der CRP. Since it was established on Dec. 23, 1985, CRP has: • Prevented more than 9 billion tons of soil from eroding, enough soil to fill 600 million dump trucks; • Reduced nitrogen and phosphorous runoff relative to annually tilled cropland by 95 and 85 percent re- spectively; • Sequestered an annual average of 49 million tons of greenhouse gases, equal to taking 9 million cars off the road. Since 1996, CRP has created nearly 2.7 million acres of restored wetlands. For more information FSA conservation pro- grams, visit a local FSA office or conservation. To find your local FSA office, visithttp:// The Conservation Re- serve Program was reatho- rized by the 2014 Farm Bill, which builds on historic eco- nomic gains in rural Amer- ica over the past six years, while achieving meaning- ful reform and billions of dollars in savngs for tax- payaers. Since enactment, USDA has made significant progress to implement each provision of this critical leg- islation, including providing disaster relief to farmers and ranchers; strengthen- ing risk management tools; expanding access to rural credit; fimding critical re- search; establishing in- novative public-private conservation partnerships; developing new markets for rural-made products; and investing in infrastructure, housing, and community fa- cilities to help improve qual- ity of life in rural America. For more information, visit Hardworking Beavers Play Big Role In American History by Jessica Tegt MSU Extension Service For an unassuming ro- dent, the beaver has quite a significant place in Ameri- can history. For more than 300 years, the beaver was one of the most valuable fur-bearing animals in North America and drove the fur trade, one of the earliest and most im- portant industries in the development of the United States and Canada. Beginning in the 16th been trapped to near ext'mc- tion, and silk hats became more popular than felt hats. During this time, wildlife enthusiasts began to notice the scarcity of beavers and lobbied to protect them from being trapped. Over the past 75 years, beaver restocking efforts have helped restore popula- tions to very healthy levels. In fact, increases in timber production, human popula- tions and land development have created situations where beavers are now en- Southeast alone. They are particularly problematic for the timber industry because their gnawing and flooding kills many high-grade hard- wood trees. One beaver dam can flood thousands of acres of t'mlber and agricultural crops. Floods can also dam- age homes or other struc- tures. Roadside ditches and cul- verts provide suitable living environments for beavers, but these habitats often re- sult in flooded roads, dam- aged bridges and occasional ans, particularly the French, industrious ability to con- sent their countrymen to struct and modify their own North America, where they habitat. Some landowners set up trading posts and em- view their presence as nega- pl0yed native people to hunt tive because their construc- and trap beavers, along with tion of a dam in a waterway other wildlife, can flood agricultural fields By the 19th century, a and forests. However, these century, French and English croaching on private prop- car accidents. Finally, bea- aristocrats began wearing erty, roads and agricultural vers can significantly dam- top hats made from beaver fields. Many people regard age ornamental shrubbery pelts that had been mat-them more as a nuisance and vegetation, particularly ted into a silky felt. Beavers than a benefit, when it is adjacent to beaver eventually became very As aquatic mammals, habitat. scarce in Europe. Europe- beavers are unique in their Most wildlife managers aim for mutually beneficial coexistence with beaver pop- ulations. Although they can cause damage, beavers also provide many benefits to the ecosystem. Mississippi landowners cannot control beavers on young United States was ecosystem engineers create their property without a li- capitalizing on the fur trade ponds that are ultimately cense or permit. Therefore, venture and attracting busi- beneficial to the overall ecol- it is important .to seek the nessmen from France, Brit- ogy of an area, including assistance of trained wild- ain, Spain and Russia. Many wildlife populations, life professionals. The USDA of these early traders settled Beaver ponds supply feed- Wildlife Services can provide in North America and con- ing and breeding areas for limited assistance to land- tributed to the culture and many species of amphibians, owners in mitigating beaver political influence of the fish, waterfowl, reptile, bats, problems. United States. birds and insects. They pro- Trapping is probably the By the mid-1800s, the vide essential edges and for- most effective tool for con- North American beaver had est openings, create produc- trolling nuisance beavers, tive bottomland forests and followed by dam removal, • supply moist-soil habitats sometimes aided by explo- , ° ° [ [ ~ : ,, for vegetation and wildlife, sives or heavy equipment. il ~ i! i % : ,, The U.S. Department of Beaver removal can be an , " Agriculture estimates that ongoing issue since the ani- ', t ;! :: :; beavers cause about $100 mals frequently return to ° 1 ~ ~." ' million in damage to private familiar ponds and rebuild property, roadways and ag- their sturdy homes, some- • ricultural businesses in the times overnight. i ! ~i~ ~ ~:~i ~ CHEVROLET " GMC TRUCK • CHRYSLER • DODGE " 7259 US Hwy. 61 o P.O. Box 2040 o St. Francisville, LA 70775 1 "800"547"7072 JEEP • RAM